![David Chilton, author of "The Wealthy Barber"](https://silver.rbcroyalbank.com/en-ca/wp-content/uploads/sites/12/2023/09/TD-2023-01-11T162124.023-1.jpg?quality=80&w=320)
Best-selling author David Chilton reminds Canadians to pay themselves first — and offers other powerful financial advice.
![David Chilton and his daughter Courtney Chilton](https://silver.rbcroyalbank.com/en-ca/wp-content/uploads/sites/12/2023/09/TD-2022-10-28T121329.520-1.jpg?quality=80&w=320)
Who will manage your finances if you can't? Powers of attorney are an essential part of your estate plan.
![David Chilton and Courtney Chilton, his daughter](https://silver.rbcroyalbank.com/en-ca/wp-content/uploads/sites/12/2023/09/TD-2022-10-28T104916.675-1.jpg?quality=80&w=320)
David Chilton and his daughter, Courtney, discuss his executor, probate, power of attorney and digital assets.
![post card image](https://silver.rbcroyalbank.com/en-ca/wp-content/uploads/sites/12/2023/09/Thumbnail-default-294-1.jpg?quality=80&w=320)
“I don't want to be an executor. Too much work. Too much stress. Too much potential liability."
![post card image](https://silver.rbcroyalbank.com/en-ca/wp-content/uploads/sites/12/2023/09/Chilton_-_Testamentary_Trust_Thumbnail-default_402x.jpg?quality=80&w=320)
They are a tool—a quite flexible tool—that can help you to help the people you love.
![post card image](https://silver.rbcroyalbank.com/en-ca/wp-content/uploads/sites/12/2023/09/chilton-up-to-date-will-thumbnail.jpg?quality=80&w=320)
I continue to be amazed by, and distressed over, the number of otherwise-responsible people I deal with who don't have an up-to-date will.